Loan Services

Safeway Los Angeles Federal Credit Union offers a wide variety of loans designed to provide you, the member, with low interest rates, flexible re-payment terms, and affordable monthly payments. On top of that, we offer great loan protection with our optional credit insurance plans and a smart MBI (mechanical breakdown insurance) program that is available for both new and used autos. For more information on MBI and/or credit insurance, see our Insurance Services page.

Loan Types: Auto Signature VISA Home Loans Shares/CD RV

New Auto Loans
Model years 2012 and newer all qualify as new autos under this loan program regardless of the mileage. We will finance up to 100% of the purchase price including tax and license for qualifying members. A lower interest rate can be obtained when a minimum 10% down payment is made. The down payment is based on 10% of the total purchase price out the door. Interest rates vary depending on your credit score and term selected. Terms range from 36 months to 72 months.
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Used Auto Loans
Model years 2011 and older fall under our used car program. Interest rates vary depending on term selected, model year of vehicle, and credit score. You can finance up to 100% of the purchase price including tax and license but not to exceed 90% of Kelly Blue Book retail value. Terms range from 36 months to 72 months.
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Signature loans
Borrow up to $10,000 on an unsecured loan. Use this low fixed interest rate loan to take a vacation, consolidate debts, plan your daughters wedding, or whatever purpose you desire. Interest rate, term, and limit depend upon our underwriting criteria, subject to qualification.
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VISA
Our Visa Card offers a low fixed interest rate along with overdraft protection (optional) with share draft (checking) account. This is a no frills card without hidden fees and best of all you don't pay a higher interest rate for cash advances. Members can view their account statements, check available credit, and make payments online using our eZ Card Info service. Convenience checks are also available for balance transfers. Interest rate and credit limit depend upon our underwriting criteria.
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Home Loans
Whether you're a first time buyer or want to refinance your existing mortgage, Safeway L.A. Federal Credit Union can help. We welcome you to contact the credit union or visit our office to speak to one of our mortgage loan professionals who is ready to answer all your questions and help you select the home loan that's right for you.
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Shares Loan/ CD Loan
Comparable to a savings passbook loan, here you can borrow against your own shares at a reduced interest rate. Moneys on deposit must be in either a regular shares account or CD. Maximum term for repayment is 10 years for a share secured loan. Repayment term on a CD loan is limited to the term of the CD.
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Recreational Vehicles
We offer a wide range of recreational vehicle loans to fit the different needs of you the consumer. These include motor homes, mini motor homes, travel trailers, chassis mount, fifth wheels, and tent trailers. Financing is available for both new and used RVs, with a wide range of terms to choose from with competitive rates that are hard to beat.
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