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Savings Certificates IRAs Auto Loans Signature Loans VISA Share Secured
Certificate Loans Stock Loans Real Estate Loans RV/Boat/Motorcycle Loans
SAVINGS RATES
Account
Type |
Minimum
Balance |
Dividend
Rate |
Annual
Percentage
Yield |
Dividends
Paid |
ATM
Access |
Regular Shares |
$5.00 |
0.080% |
0.080% |
Quarterly |
Yes |
Checking |
$1,500* |
0.080% |
0.080% |
Monthly |
Yes |
Money Market |
$2,500 |
0.200% |
0.200% |
Monthly |
No |
Christmas Club |
$5.00 |
0.080% |
0.080% |
Quarterly |
No |
A.P.Y. is accurate as of 09/01/2011. *Minimum balance on checking is only required for earning dividends. Rates are subject to change.
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SHARE CERTIFICATE RATES
Term |
Minimum
Balance |
Dividend
Rate |
Annual
Percentage
Yield |
Dividends
Paid |
3 Month |
$2,500 |
.150% |
.150% |
Monthly |
6 Month |
$2,500 |
.150% |
.150% |
Monthly |
12 Month |
$2,500 |
.250% |
.250% |
Monthly |
24 Month |
$2,500 |
.300% |
.300% |
Monthly |
36 Month |
$2,500 |
.350% |
.351% |
Monthly |
60 Month |
$2,500 |
.650% |
.652% |
Monthly |
| A.P.Y. is accurate as of 09/01/2011. May be subject to penalty for early withdrawal. Rates are subject to change. |
IRA RATES
Term |
Minimum
Balance |
Dividend
Rate |
Annual
Percentage
Yield |
Dividends
Paid |
Dividends Compounded |
1 Year |
$100 |
.250% |
.250% |
Monthly |
Monthly |
2 Year |
$100 |
.300% |
.300% |
Monthly |
Monthly |
3 Year |
$100 |
.350% |
.351% |
Monthly |
Monthly |
5 Year |
$100 |
.650% |
.652% |
Monthly |
Monthly |
|
$100 |
0.200% |
0.200% |
Monthly |
Monthly |
| A.P.Y. is accurate as of 09/01/2011. Rates are subject to change. |
New Auto Loans
Financing |
Term |
Annual Percentage
Rate |
Payment per
$1,000 |
100% |
3 - 5 years |
5.69% - 5.99% |
Use Loan Calculator |
100% |
6 years |
5.99% - 6.49% |
Use Loan Calculator |
90% |
3 - 4 years |
3.49% - 4.99% |
Use Loan Calculator |
90% |
5 years |
3.49% - 5.99% |
Use Loan Calculator |
90% |
6 years |
5.99% - 8.99% |
Use Loan Calculator |
| Rates depend upon our underwriting criteria. Use our online loan calculator to figure monthly payments.
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Used Auto Loans
Financing |
Term |
Annual Percentage
Rate |
Payment per
$1,000 |
100% |
3 - 4 years |
3.49% - 4.99% |
Use Loan Calculator |
100% |
5 years |
3.49% - 5.99% |
Use Loan Calculator |
100% |
6 years |
5.99% - 8.99% |
Use Loan Calculator |
Model years 2004 and older |
100% |
3 years |
6.99% - 9.99% |
Use Loan Calculator |
*Rates depend upon our underwriting criteria. Use our online loan calculator to figure monthly payments.
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Apply for a loan Loan calculator
Signature Loans
Loan Type |
Term |
Annual Percentage
Rate |
Credit Limit |
Signature Loan |
Closed End |
10.90*-17.90%* |
Up to $10,000 |
| *Rates depend upon our underwriting criteria. Credit limits subject to qualification.
Rates are subject to change. |
VISA Credit Card
Visa Type |
Rate Type |
Annual Percentage
Rate |
Credit Limit |
Visa Platinum |
Fixed |
8.90% |
Up to $10,000 |
Visa Classic |
Fixed |
10.90%*-14.80* |
Up to $10,000 |
Visa Classic
(Share Secured) |
Fixed |
10.80% |
Up to $7,500 |
| *Rates depend upon our underwriting criteria. Credit limits subject to qualification. Rates are subject to change. |
Visa Card Application Loan Application
Shares / Certificate / Stock Loans
Loan Type |
Maximum Term |
Annual Percentage
Rate |
Security/ Conditions |
Shares Loan |
10 years |
5.50% |
Secured by shares |
Certificate Loan |
Maturity date of CD |
3% over CD rate |
Secured by CD |
Stock Loan
(Purchase) |
5 years |
10.00% |
Secured by stock. Will loan up to 50% of market value. |
Stock Loan
(Non purchase) |
5 years |
10.00% |
Secured by stock. Up to 75% of market value. Stock must be owned for one year. |
| Down payments are to be based on the total purchase price out the door. Applicants will be required to provide proof on income.
Rates are subject to change. |
RVs / Boats / Motorcycles
Loan Type |
Maximum Term |
Annual Percentage
Rate |
Financing
Requirements |
New Motor Home |
12 years |
7.90% |
20% down payment |
Used Motor Home |
8 years |
7.90% |
30% down payment |
New Travel Trailer/
Fifth Wheel |
12 years |
9.50% |
20% down payment |
Used Travel Trailer/
Fifth Wheel |
8 years |
9.50% |
30% down payment |
Tent Trailer |
6 years |
10.50% |
30% down payment |
New Boat |
5 years |
9.90% |
20% down payment |
New Boat |
7 years |
9.90% |
20% down payment
Loan amount must be
$20,000.00 or more. |
Used Boat |
4 years |
10.90% |
20% down payment |
Motorcycle |
3 years |
16.00% |
30% down payment |
Down payments are to be based on the total purchase price out the door. Applicants will be required to provide proof on income.
Rates are subject to change.
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Apply for a loan Loan calculator
Loan Type |
Interest Rate |
Loan to Value (LTV)
& Conditions |
15 Year Fixed |
3.50% |
80% LTV |
30 Year Fixed |
4.25% |
80% LTV |
5 Year Call ** |
3.99% |
5 year fixed rate. 80% LTV
Loan amortized for 30 years. |
Loan Type |
Interest Rate |
Loan to Value (LTV)
& Conditions |
8 Year Fixed |
4.75% |
80% LTV |
15 Year Fixed |
4.75% |
80% LTV |
Loan Type |
Interest Rate |
Loan to Value (LTV)
& Conditions |
12 Year Fixed |
4.99% |
Max. Loan amount $25,000.
80% LTV
*PMI required. |
| *Private Mortgage Insurance (PMI) is required when loan to value exceeds 80%.Maximum loan amount on real estate loans is $400,000. Interest Rates effective 11/01/2011 and are subject to change.
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MORTGAGE CALCULATOR
** For Five Year Call loans: The interest rate will adjust once at the five-year call date. The maximum rate at the five-year call date will be a fixed rate of interest equal to the Federal Home Loan Mortgage Corporation's required net yield for 30-year fixed-rate mortgages subject to a 60-day mandatory delivery commitment, plus one-half percent (.5%) rounded to the nearest one-eighth (.125%) of one percent. The modified rate will not exceed five percentage (5%) points above the note rate. Full loan disclosure provided with loan documentation.
All loans are subject to credit approval and availability of funds. Safeway Los Angeles Federal Credit Union makes real estate loans only on member's primary residence in the credit union's Southern California market area.
We Do Business in Accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
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