The Rate Report


Savings Certificates IRAs Auto Loans Signature Loans VISA Share Secured
Certificate Loans Real Estate Loans RV Loans

SAVINGS RATES
SAVINGS RATES
Account
Type
Minimum
Balance
Dividend
Rate
Annual
Percentage
Yield
Dividends
Paid
ATM
Access
Regular Shares
$5.00
0.080%
0.080%
Quarterly
Yes
Checking
$1,500*
0.080%
0.080%
Monthly
Yes
Money Market
$2,500
0.200%
0.200%
Monthly
No
Christmas Club
$5.00
0.080%
0.080%
Quarterly
No
A.P.Y. is accurate as of 08/31/2012. *Minimum balance on checking is only required for earning dividends. Rates are subject to change.



SHARE CERTIFICATE RATES
SHARE CERTIFICATE RATES
Term
Minimum
Balance
Dividend
Rate
Annual
Percentage
Yield
Dividends
Paid
3 Month
$2,500
.150%
.150%
Monthly
6 Month
$2,500
.150%
.150%
Monthly
12 Month
$2,500
.250%
.250%
Monthly
24 Month
$2,500
.300%
.300%
Monthly
36 Month
$2,500
.350%
.351%
Monthly
60 Month
$2,500
.650%
.652%
Monthly
A.P.Y. is accurate as of 08/31/2012. May be subject to penalty for early withdrawal. Rates are subject to change.



IRA RATES
IRA RATES
Term
Minimum
Balance
Dividend
Rate
Annual
Percentage
Yield
Dividends
Paid
Dividends Compounded
1 Year
$100
.250%
.250%
Monthly
Monthly
2 Year
$100
.300%
.300%
Monthly
Monthly
3 Year
$100
.350%
.351%
Monthly
Monthly
5 Year
$100
.650%
.652%
Monthly
Monthly
IRA Freedom
(No Term)
$100
0.200%
0.200%
Monthly
Monthly
A.P.Y. is accurate as of 08/31/2012. Rates are subject to change.



New Auto Loans
New Auto Loans
Model years 2012 and newer
Financing
Term
Annual Percentage
Rate
Payment per
$1,000
100%
3 - 5 years
5.69% - 5.99%
Use Loan Calculator
100%
6 years
5.99% - 6.49%
Use Loan Calculator
90%
3 - 4 years
3.49% - 4.99%
Use Loan Calculator
90%
5 years
3.49% - 5.99%
Use Loan Calculator
90%
6 years
5.99% - 8.99%
Use Loan Calculator
Rates depend upon our underwriting criteria. Use our online loan calculator to figure monthly payments.



Used Auto Loans
Used Auto Loans
Model years 2006 through 2011
Financing
Term
Annual Percentage
Rate
Payment per
$1,000
100%
3 - 4 years
3.49% - 4.99%
Use Loan Calculator
100%
5 years
3.49% - 5.99%
Use Loan Calculator
100%
6 years
5.99% - 8.99%
Use Loan Calculator
Model years 2005 and older
100%
3 years
6.99% - 9.99%
Use Loan Calculator
*Rates depend upon our underwriting criteria. Use our online loan calculator to figure monthly payments.

Apply for a loan        Loan calculator



Signature Loans
Signature Loans
Loan Type
Term
Annual Percentage
Rate
Credit Limit
Signature Loan
Closed End
10.90*-17.90%*
Up to $10,000
*Rates depend upon our underwriting criteria. Credit limits subject to qualification. Rates are subject to change.



VISA Credit Card
VISA Credit Card
Visa Type
Rate Type
Annual Percentage
Rate
Credit Limit
Visa Platinum
Fixed
8.90%
Up to $10,000
Visa Classic
Fixed
10.90%*-14.80*
Up to $10,000
Visa Classic
(Share Secured)
Fixed
10.80%
Up to $7,500
*Rates depend upon our underwriting criteria. Credit limits subject to qualification. Rates are subject to change.

Visa Card Application        Loan Application



Shares / Certificate Loans
Shares / Certificate Loans
Loan Type
Maximum Term
Annual Percentage
Rate
Security/ Conditions
Shares Loan
10 years
5.50%
Secured by shares
Certificate Loan
Maturity date of CD
3% over CD rate
Secured by CD
Rates are subject to change.



Recreational Vehicles
Recreational Vehicles
Loan Type
Maximum Term
Annual Percentage
Rate
Financing
Requirements
New Motor Home
12 years
7.90%
20% down payment
Used Motor Home
8 years
7.90%
30% down payment
New Travel Trailer/
Fifth Wheel
12 years
9.50%
20% down payment
Used Travel Trailer/
Fifth Wheel
8 years
9.50%
30% down payment
Tent Trailer
6 years
10.50%
30% down payment
Down payments are to be based on the total purchase price out the door. Rates are subject to change.

Apply for a loan        Loan calculator



Real Estate Loan Programs

First Trust Deeds
Loan Type
Interest Rate
Loan to Value (LTV)
& Conditions
15 Year Fixed
3.50%
80% LTV
30 Year Fixed
4.25%
80% LTV
5 Year Call **
3.99%
5 year fixed rate. 80% LTV
Loan amortized for 30 years.
Second Trust Deeds
Loan Type
Interest Rate
Loan to Value (LTV)
& Conditions
8 Year Fixed
4.75%
80% LTV
15 Year Fixed
4.75%
80% LTV
Maximum loan amount on real estate loans is $400,000. Interest Rates are subject to change.

MORTGAGE CALCULATOR

** For Five Year Call loans: The interest rate will adjust once at the five-year call date. The maximum rate at the five-year call date will be a fixed rate of interest equal to the Federal Home Loan Mortgage Corporation's required net yield for 30-year fixed-rate mortgages subject to a 60-day mandatory delivery commitment, plus one-half percent (.5%) rounded to the nearest one-eighth (.125%) of one percent. The modified rate will not exceed five percentage (5%) points above the note rate. Full loan disclosure provided with loan documentation.

All loans are subject to credit approval and availability of funds. Safeway Los Angeles Federal Credit Union makes real estate loans only on member's primary residence in the credit union's Southern California market area.

We Do Business in Accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

NCUA