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Savings Certificates IRAs Auto Loans Signature Loans VISA Share Secured
Certificate Loans Real Estate Loans RV Loans
SAVINGS RATES
Account
Type |
Minimum
Balance |
Dividend
Rate |
Annual
Percentage
Yield |
Dividends
Paid |
ATM
Access |
Regular Shares |
$5.00 |
0.080% |
0.080% |
Quarterly |
Yes |
Checking |
$1,500* |
0.080% |
0.080% |
Monthly |
Yes |
Money Market |
$2,500 |
0.200% |
0.200% |
Monthly |
No |
Christmas Club |
$5.00 |
0.080% |
0.080% |
Quarterly |
No |
A.P.Y. is accurate as of 08/31/2012. *Minimum balance on checking is only required for earning dividends. Rates are subject to change.
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SHARE CERTIFICATE RATES
Term |
Minimum
Balance |
Dividend
Rate |
Annual
Percentage
Yield |
Dividends
Paid |
3 Month |
$2,500 |
.150% |
.150% |
Monthly |
6 Month |
$2,500 |
.150% |
.150% |
Monthly |
12 Month |
$2,500 |
.250% |
.250% |
Monthly |
24 Month |
$2,500 |
.300% |
.300% |
Monthly |
36 Month |
$2,500 |
.350% |
.351% |
Monthly |
60 Month |
$2,500 |
.650% |
.652% |
Monthly |
| A.P.Y. is accurate as of 08/31/2012. May be subject to penalty for early withdrawal. Rates are subject to change. |
IRA RATES
Term |
Minimum
Balance |
Dividend
Rate |
Annual
Percentage
Yield |
Dividends
Paid |
Dividends Compounded |
1 Year |
$100 |
.250% |
.250% |
Monthly |
Monthly |
2 Year |
$100 |
.300% |
.300% |
Monthly |
Monthly |
3 Year |
$100 |
.350% |
.351% |
Monthly |
Monthly |
5 Year |
$100 |
.650% |
.652% |
Monthly |
Monthly |
|
$100 |
0.200% |
0.200% |
Monthly |
Monthly |
| A.P.Y. is accurate as of 08/31/2012. Rates are subject to change. |
New Auto Loans
Financing |
Term |
Annual Percentage
Rate |
Payment per
$1,000 |
100% |
3 - 5 years |
5.69% - 5.99% |
Use Loan Calculator |
100% |
6 years |
5.99% - 6.49% |
Use Loan Calculator |
90% |
3 - 4 years |
3.49% - 4.99% |
Use Loan Calculator |
90% |
5 years |
3.49% - 5.99% |
Use Loan Calculator |
90% |
6 years |
5.99% - 8.99% |
Use Loan Calculator |
| Rates depend upon our underwriting criteria. Use our online loan calculator to figure monthly payments.
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Used Auto Loans
Financing |
Term |
Annual Percentage
Rate |
Payment per
$1,000 |
100% |
3 - 4 years |
3.49% - 4.99% |
Use Loan Calculator |
100% |
5 years |
3.49% - 5.99% |
Use Loan Calculator |
100% |
6 years |
5.99% - 8.99% |
Use Loan Calculator |
Model years 2005 and older |
100% |
3 years |
6.99% - 9.99% |
Use Loan Calculator |
*Rates depend upon our underwriting criteria. Use our online loan calculator to figure monthly payments.
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Apply for a loan Loan calculator
Signature Loans
Loan Type |
Term |
Annual Percentage
Rate |
Credit Limit |
Signature Loan |
Closed End |
10.90*-17.90%* |
Up to $10,000 |
| *Rates depend upon our underwriting criteria. Credit limits subject to qualification.
Rates are subject to change. |
VISA Credit Card
Visa Type |
Rate Type |
Annual Percentage
Rate |
Credit Limit |
Visa Platinum |
Fixed |
8.90% |
Up to $10,000 |
Visa Classic |
Fixed |
10.90%*-14.80* |
Up to $10,000 |
Visa Classic
(Share Secured) |
Fixed |
10.80% |
Up to $7,500 |
| *Rates depend upon our underwriting criteria. Credit limits subject to qualification. Rates are subject to change. |
Visa Card Application Loan Application
Shares / Certificate Loans
Loan Type |
Maximum Term |
Annual Percentage
Rate |
Security/ Conditions |
Shares Loan |
10 years |
5.50% |
Secured by shares |
Certificate Loan |
Maturity date of CD |
3% over CD rate |
Secured by CD |
| Rates are subject to change. |
Recreational Vehicles
Loan Type |
Maximum Term |
Annual Percentage
Rate |
Financing
Requirements |
New Motor Home |
12 years |
7.90% |
20% down payment |
Used Motor Home |
8 years |
7.90% |
30% down payment |
New Travel Trailer/
Fifth Wheel |
12 years |
9.50% |
20% down payment |
Used Travel Trailer/
Fifth Wheel |
8 years |
9.50% |
30% down payment |
Tent Trailer |
6 years |
10.50% |
30% down payment |
Down payments are to be based on the total purchase price out the door. Rates are subject to change.
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Apply for a loan Loan calculator
Loan Type |
Interest Rate |
Loan to Value (LTV)
& Conditions |
15 Year Fixed |
3.50% |
80% LTV |
30 Year Fixed |
4.25% |
80% LTV |
5 Year Call ** |
3.99% |
5 year fixed rate. 80% LTV
Loan amortized for 30 years. |
Loan Type |
Interest Rate |
Loan to Value (LTV)
& Conditions |
8 Year Fixed |
4.75% |
80% LTV |
15 Year Fixed |
4.75% |
80% LTV |
| Maximum loan amount on real estate loans is $400,000. Interest Rates are subject to change.
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MORTGAGE CALCULATOR
** For Five Year Call loans: The interest rate will adjust once at the five-year call date. The maximum rate at the five-year call date will be a fixed rate of interest equal to the Federal Home Loan Mortgage Corporation's required net yield for 30-year fixed-rate mortgages subject to a 60-day mandatory delivery commitment, plus one-half percent (.5%) rounded to the nearest one-eighth (.125%) of one percent. The modified rate will not exceed five percentage (5%) points above the note rate. Full loan disclosure provided with loan documentation.
All loans are subject to credit approval and availability of funds. Safeway Los Angeles Federal Credit Union makes real estate loans only on member's primary residence in the credit union's Southern California market area.
We Do Business in Accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
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